Demo | Enroll
Determine if you meet the eligibility requirements to open a Health Savings Account.
Open an HSA Online
Download the Printable Transfer Form
Insurance Coverage Exceptions
The following are exceptions, called "permitted insurance" which an individual can have in addition to the HDHP and still qualify for an HSA:
What is a High Deductible Health Plan (HDHP)?
An HDHP is a plan with an annual deductible of at least $1,200 for individual coverage or $2,400 for family coverage with a maximum out-of-pocket expense of $6,050 for individual and $12,100 for family (2012 figures). For 2013, the minimum deductible of at least $1,250 for individual coverage or $2,500 for family coverage with a maximum out-of-pocket expense for individuals is $6,250 and $12,500 for the family plan.
Note: A plan will still qualify as an HDHP even though it may not have a deductible if it is for preventive care.
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